:root{color-scheme:light;--hero-0:#06072b;--hero-1:#090c42;--hero-2:#111b72;--hero-panel:#11164f;--hero-muted:#cbd1ef;--lavender:#c3ccff;--lavender-strong:#8fa1ff;--lavender-pale:#eef1ff;--page:#fff;--page-soft:#f3f3f5;--ink:#111217;--muted:#63656d;--line:#dcdde2;--danger-bg:#382340;--danger-ink:#ffe7fb;--focus:#a9b8ff;--font-ui:Inter,Arial,Helvetica,sans-serif}
*{box-sizing:border-box}html{scroll-padding-top:24px}body{margin:0;background:var(--page);color:var(--ink);font:400 17px/1.5 var(--font-ui);-webkit-font-smoothing:antialiased;overflow-x:hidden}button,input{font:inherit}button,a,input{-webkit-tap-highlight-color:transparent}a{color:inherit;text-underline-offset:4px}p{margin:0 0 1em;max-width:75ch}h1,h2,h3{font-family:var(--font-ui);font-weight:500;line-height:1.02;letter-spacing:-.04em;margin:0}h1{font-size:clamp(3.5rem,5vw,3.9rem)}h2{font-size:clamp(3rem,4vw,3.45rem)}h3{font-size:1.7rem;letter-spacing:-.03em}button,a,input,summary{touch-action:manipulation}button{cursor:pointer}button:disabled{cursor:not-allowed}button:focus-visible,a:focus-visible,input:focus-visible,summary:focus-visible{outline:3px solid var(--focus);outline-offset:3px}.wrap{width:min(1200px,calc(100% - 64px));margin-inline:auto}.muted{color:var(--muted)}.small{font-size:14px;line-height:1.45}.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:12px;font-weight:600;color:inherit}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}[hidden]{display:none!important}.skip{position:fixed;top:16px;left:20px;z-index:30;background:var(--page);padding:12px;transform:translateY(-160px)}.skip:focus{transform:none}
.publisher-bar{min-height:34px;padding:7px 12px;text-align:center;font-size:14px;line-height:20px;color:#25264e;background:var(--lavender-pale);border-bottom:1px solid var(--line)}.masthead{height:80px;display:flex;align-items:center;justify-content:space-between;gap:18px}.wordmark{font:600 22px/1 var(--font-ui);letter-spacing:-.045em;display:flex;align-items:center;gap:9px;text-decoration:none}.mark{display:grid;grid-template-columns:repeat(3,4px);gap:3px;align-items:end;height:22px}.mark i{background:#20245d;border-radius:2px;height:10px}.mark i:nth-child(2){height:16px}.mark i:nth-child(3){height:22px}.masthead nav{display:flex;gap:28px;font-size:15px}.masthead nav a{text-decoration:none}.masthead nav a:hover{text-decoration:underline}
.hero-shell{color:#fff;min-height:max(860px,100svh);overflow:hidden;background:radial-gradient(70% 65% at 12% 100%,rgba(191,202,255,.72) 0%,rgba(116,126,226,.24) 42%,transparent 72%),radial-gradient(70% 75% at 92% 76%,rgba(51,66,187,.58) 0%,transparent 72%),linear-gradient(150deg,var(--hero-0) 0%,var(--hero-1) 44%,var(--hero-2) 100%)}.hero-shell .publisher-bar{color:var(--lavender);background:rgba(3,4,32,.42);border-color:rgba(255,255,255,.1)}.hero-shell .mark i{background:var(--lavender)}.hero{min-height:calc(max(860px,100svh) - 114px);display:grid;grid-template-columns:minmax(0,.88fr) minmax(520px,1.12fr);gap:64px;align-items:center;padding-block:54px 68px}.hero-copy h1{margin:16px 0 24px;max-width:11.8ch}.hero-copy h1 em{font-style:normal;color:inherit}.hero-copy .intro{font-size:20px;line-height:1.28;max-width:34ch;color:rgba(255,255,255,.88)}.hero-note{display:flex;align-items:center;gap:9px;margin-top:30px;font-size:15px;color:var(--hero-muted)}.hero-note svg{width:17px;height:17px;flex:none}.simulator-wrap{position:relative;min-width:0;padding-top:70px}.hero-rate{position:absolute;z-index:0;right:-.07em;top:-.1em;color:#fff;font-size:clamp(10rem,16vw,13.7rem);font-weight:400;line-height:.8;letter-spacing:-.075em;opacity:.92;pointer-events:none;white-space:nowrap}.hero-rate span{font-size:.58em}.simulator{position:relative;z-index:1;background:rgba(17,22,79,.94);border:1px solid rgba(255,255,255,.18);border-radius:30px;padding:30px;min-width:0;box-shadow:0 28px 80px rgba(0,0,0,.28);scroll-margin-top:20px}.sim-top{display:flex;justify-content:space-between;align-items:center;gap:8px;margin-bottom:22px;color:var(--hero-muted)}.sim-top span:last-child{font-size:14px}.amount-label{font-size:15px;font-weight:600;display:block}.amount-line{display:flex;align-items:center;gap:8px;border-bottom:1px solid rgba(255,255,255,.24);margin:5px 0 14px}.amount-line input{font-family:var(--font-ui);font-size:3.55rem;font-weight:500;letter-spacing:-.06em;width:100%;min-width:0;border:0;padding:0 0 4px;color:#fff;background:transparent;border-radius:4px;font-variant-numeric:tabular-nums}.amount-line span{font-size:2.2rem;color:var(--hero-muted)}.range-row input{display:block;width:100%;margin:0;accent-color:var(--lavender);height:24px;cursor:pointer}.range-scale{display:flex;justify-content:space-between;color:var(--hero-muted);font-size:14px;margin-top:3px}.result-row{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-top:20px}.result-label{font-size:15px;line-height:1.4}.result-label small{display:block;color:var(--hero-muted);font-size:14px}.gain{font-size:3.15rem;line-height:1.05;letter-spacing:-.06em;color:#fff;white-space:nowrap;font-variant-numeric:tabular-nums}.gain b{font-weight:500}.assumptions{margin:10px 0 0;color:var(--hero-muted)}.sim-terms{font-size:14px;line-height:1.45;color:var(--hero-muted);margin:9px 0 0}.sim-terms a{color:#fff}.chart{display:flex;align-items:end;gap:10px;margin:18px 0 20px;height:100px}.chart-col{display:flex;flex-direction:column;justify-content:end;align-items:center;flex:1;height:100%;min-width:0}.bar{display:flex;align-items:flex-start;justify-content:center;min-height:24px;width:100%;background:var(--lavender);color:#13164c;border-radius:8px 8px 0 0;padding:4px 0;font-size:14px;line-height:1.1;font-weight:600;transition:height .35s}.chart-col:last-child .bar{background:var(--lavender-strong);color:#101239}.chart-col small{display:block;font-size:12px;color:var(--hero-muted);margin-top:5px;white-space:nowrap}.primary{display:flex;align-items:center;justify-content:center;gap:12px;width:100%;min-height:56px;border:1px solid #fff;border-radius:999px;background:#fff;color:#080a30;font-size:17px;font-weight:600;text-decoration:none;padding:12px 16px}.primary svg{width:18px;height:18px;flex:none}.primary:hover:not(:disabled){background:var(--lavender)}.primary:disabled{background:rgba(255,255,255,.25);border-color:transparent;color:rgba(255,255,255,.64)}#simulation-form>.primary{margin-top:14px}.sim-context{color:var(--hero-muted);margin:12px 0 0;font-size:14px;line-height:1.4}.sim-context.is-note{color:var(--danger-ink);background:var(--danger-bg);padding:10px 12px;border-radius:12px}.error{padding:12px;background:var(--danger-bg);color:var(--danger-ink);font-size:15px;border:1px solid rgba(255,255,255,.16);border-radius:12px;margin-top:12px}
.legal-page .error{background:#f0f1ff;color:#35385e;border-color:#dddff2}
.cookie-panel{background:var(--page-soft);border:1px solid #e9e9ed;border-radius:24px;padding:22px 26px;display:grid;grid-template-columns:1fr auto;gap:20px;align-items:center;margin:42px auto 0}.cookie-panel h2{font-size:17px;font-weight:600;letter-spacing:-.02em;line-height:1.3;margin-bottom:5px}.cookie-panel p{font-size:14px;line-height:1.45;color:var(--muted);margin:0;max-width:76ch}.cookie-actions{display:flex;gap:8px;align-items:center}.secondary{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:9px 20px;border:1px solid var(--ink);border-radius:999px;background:var(--page);color:var(--ink);font-weight:600;font-size:15px;white-space:nowrap}.secondary:hover{background:var(--lavender-pale)}.cookie-status{font-size:14px;margin-top:8px;color:#26296c}
.rate-section{text-align:center;background:linear-gradient(180deg,#fff 0%,#fff 24%,var(--lavender-pale) 100%);min-height:760px;padding:130px 0 86px;display:flex;align-items:center}.rate-section>.wrap{width:min(1280px,calc(100% - 64px))}.rate-head{font-size:clamp(2.5rem,4vw,3.35rem);margin-bottom:16px}.big-rate{font-size:clamp(7rem,18vw,17rem);line-height:.84;letter-spacing:-.085em;font-weight:400;color:var(--ink);font-variant-numeric:tabular-nums}.rate-unit{font-size:25px;letter-spacing:-.03em;margin-top:13px}.rate-section p{max-width:62ch;margin:26px auto 0;color:var(--muted)}.section{padding-block:120px}.section-heading{max-width:760px;margin:0 auto 52px;text-align:center}.section-heading .eyebrow{margin-bottom:14px;color:var(--muted)}.benefits{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.benefits article{min-height:300px;padding:32px;background:var(--page-soft);border-radius:28px}.benefit-icon{width:36px;height:36px;color:var(--ink);margin-bottom:48px}.benefits h3{font-size:1.8rem;max-width:16ch;margin-bottom:14px}.benefits p{color:var(--muted);margin:0;font-size:17px}.how{background:var(--lavender-pale);width:min(1328px,calc(100% - 32px));padding:100px 64px;border-radius:32px;display:grid;grid-template-columns:.82fr 1.18fr;gap:88px}.how .section-heading{text-align:left;margin:0}.steps{list-style:none;counter-reset:steps;margin:0;padding:0}.steps li{display:grid;grid-template-columns:90px 1fr;gap:20px;padding:27px 0;border-top:1px solid #d8daeb;counter-increment:steps}.steps li:first-child{padding-top:0;border-top:0}.steps li::before{content:"0" counter(steps);font-size:4.5rem;line-height:.85;letter-spacing:-.08em;color:#cbd1ef}.steps h3{font-size:24px;letter-spacing:-.025em;margin-bottom:10px}.steps p{color:var(--muted);margin:0}.after{display:grid;grid-template-columns:.85fr 1.15fr;gap:88px}.after .eyebrow{color:var(--muted);margin-bottom:12px}.after-text p{color:var(--muted);font-size:18px}.reference-note{background:var(--lavender-pale);border-radius:24px;padding:24px;margin-top:28px;font-size:16px}.protection{display:grid;grid-template-columns:.4fr .6fr;gap:48px;padding:72px 64px;background:linear-gradient(135deg,var(--hero-0),var(--hero-2));color:#fff;border-radius:32px;margin-top:0}.shield{width:76px;height:76px;color:var(--lavender);margin-top:7px}.protection h2{font-size:clamp(2.6rem,4vw,3.45rem);margin-bottom:18px}.protection p{color:var(--hero-muted);font-size:17px}.protection p:last-child{margin-bottom:0}.return-section{text-align:center;padding-bottom:120px}.return-section h2{max-width:21ch;margin:0 auto 30px}.return-section .primary{width:fit-content;min-width:270px;margin:0 auto 16px;background:var(--ink);border-color:var(--ink);color:#fff}.return-section .primary:hover{background:#303139}.return-section p{margin-inline:auto;color:var(--muted);font-size:15px}.conditions{padding-block:64px;background:var(--page);border-top:1px solid var(--line);color:var(--muted);font-size:14px;line-height:1.55}.conditions h2{font-size:1.55rem;color:var(--ink);margin-bottom:24px}.conditions ol{margin:0;padding-left:20px;display:grid;gap:14px;max-width:100ch}.conditions li{padding-left:5px}.conditions .source-date{margin:26px 0 0}.footer{background:#08091f;padding:32px 0 38px;font-size:14px;color:#d0d2e1}.footer-line{display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap}.footer p{margin-bottom:14px}.footer nav{display:flex;gap:22px;flex-wrap:wrap}.text-button{border:0;padding:0;color:inherit;background:none;text-decoration:underline;text-underline-offset:4px;font-size:14px}.legal-page{padding-top:48px;padding-bottom:70px;max-width:760px}.legal-page h1{margin-bottom:28px}.legal-page h2{font-size:1.6rem;margin:32px 0 16px}.legal-page p{color:var(--muted)}
@media(max-width:979px){.wrap{width:min(700px,calc(100% - 40px))}.hero-shell{min-height:100svh}.masthead{height:68px}.hero{min-height:calc(100svh - 102px);gap:28px;grid-template-columns:1fr;padding:28px 0 40px}.hero-copy h1{max-width:18ch;font-size:clamp(2.7rem,6vw,3.35rem);margin:12px 0}.hero-copy .intro{font-size:18px;max-width:50ch;margin:0}.simulator-wrap{padding-top:0}.hero-rate{display:none}.simulator{padding:26px}.cookie-panel{grid-template-columns:1fr;gap:14px;max-width:700px}.cookie-actions{justify-content:flex-end}.section{padding-block:80px}.rate-section{min-height:630px;padding-block:90px}.benefits{grid-template-columns:1fr;gap:18px}.benefits article{padding:30px}.benefits h3{font-size:1.7rem}.how,.after{grid-template-columns:1fr;gap:44px}.how{padding:64px 40px}.section-heading{margin-bottom:38px}.protection{grid-template-columns:1fr;padding:48px;gap:24px}.shield{margin-top:0}}
@media(min-width:980px) and (max-width:1199px){.hero{grid-template-columns:minmax(0,.92fr) minmax(460px,1.08fr);gap:clamp(32px,4vw,44px)}.hero-copy h1{font-size:clamp(3rem,5vw,3.45rem)}.simulator{padding:24px}.simulator-wrap{padding-top:clamp(145px,12vw,180px)}.hero-rate{top:0;right:0;font-size:clamp(9rem,14vw,12.5rem);line-height:.78}}
@media(min-width:1200px){.simulator-wrap{padding-top:clamp(145px,12vw,180px)}.hero-rate{top:0;right:0;font-size:clamp(9rem,14vw,12.5rem);line-height:.78}}
@media(max-width:640px){.wrap{width:calc(100% - 32px)}.hero-shell{min-height:100svh}.publisher-bar{font-size:12px;white-space:normal;overflow:visible;text-overflow:clip;min-height:32px;padding:6px 8px}.masthead{height:48px}.wordmark{font-size:18px;white-space:nowrap;flex-shrink:0}.masthead nav{gap:0;font-size:14px}.masthead nav a:last-child{display:none}.hero{min-height:0;gap:10px;padding:10px 0 18px}.hero-copy .eyebrow,.hero-note{display:none}.hero-copy h1{font-size:36px;max-width:17ch;line-height:1;margin:0 0 7px}.hero-copy .intro{font-size:16px;line-height:1.28;max-width:39ch;margin-bottom:0}.simulator{padding:14px 16px;border-radius:24px}.sim-top{display:none}.amount-label{font-size:14px}.amount-line{margin-top:1px;margin-bottom:5px}.amount-line input{font-size:clamp(1.9rem,9.5vw,2.72rem);letter-spacing:-.055em}.amount-line span{font-size:max(24px,1.72rem);flex:none}.range-scale{font-size:12px}.result-row{margin-top:7px}.gain{font-size:2.32rem}.result-label{font-size:14px}.result-label small{font-size:12px}.assumptions{font-size:14px;margin-top:6px}.sim-terms{margin-top:6px;font-size:14px;line-height:1.3}.chart{height:70px;margin:8px 0}.bar{font-size:12px;padding-top:3px}.chart-col small{font-size:11px}.primary{font-size:16px;min-height:52px;padding:9px 12px}.sim-context{margin-top:8px;font-size:14px;line-height:1.3}.cookie-panel{padding:18px;margin-top:28px;border-radius:20px}.cookie-actions{display:grid;grid-template-columns:1fr 1fr}.secondary{padding-inline:12px}.rate-section{min-height:560px;padding:76px 0 64px}.rate-section>.wrap{width:calc(100% - 32px)}.rate-head{font-size:2.25rem}.big-rate{font-size:clamp(4.75rem,25vw,9rem);white-space:nowrap}.rate-unit{font-size:21px}.rate-section p{font-size:16px}.section{padding-block:72px}.section-heading{margin-bottom:30px}.section-heading h2{font-size:2.35rem}.benefits{gap:14px}.benefits article{min-height:0;padding:26px;border-radius:24px}.benefit-icon{margin-bottom:30px}.benefits h3{font-size:1.55rem;max-width:22ch;margin-bottom:10px}.how{width:calc(100% - 32px);padding:50px 24px;border-radius:26px}.steps li{gap:12px;grid-template-columns:58px 1fr}.steps li::before{font-size:3.35rem}.steps h3{font-size:22px}.after-text p{font-size:17px}.reference-note{padding:20px}.protection{padding:30px 26px;gap:20px;border-radius:26px}.protection h2{font-size:clamp(2rem,10vw,2.4rem)}.shield{width:52px;height:52px}.return-section{padding-bottom:72px}.return-section .primary{width:100%;min-width:0}.footer-line{display:block}.footer nav{gap:12px 22px}.footer nav a,.footer nav button{min-height:44px;display:inline-flex;align-items:center}.legal-page{min-width:0}.legal-page h1{font-size:clamp(2rem,10vw,2.35rem);line-height:1.04;letter-spacing:-.035em;overflow-wrap:anywhere}}
@media(max-width:359px){.wrap{width:calc(100% - 24px)}.masthead nav{display:none}.wordmark{font-size:17px}.cookie-actions{grid-template-columns:1fr}.protection{padding:28px 24px}}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important;animation:none!important}}